Despite the fact that neither Fallon nor I are close to retirement age yet, I nevertheless talked to my father the other day - he's on Social Security and Medicare and I asked him what changes he's made since Obamacare came on the horizon and what he'd recommend to anyone new to it. He told me what decision he made for himself a few months ago - he applied to and was accepted by a Medicare Advantge Plan through Humana. He gave me the bottom line on why he really recommends it to anyone who asks. For a number of years he's shucked out megabucks for insurance through a private insurance company and paid in excess of $300 per month for the prescription medications he has to take to remain healthy and just plain alive. Under this Humana plan, last week he received by mail from Humana all seventeen of the prescription meds he has to take and paid $0 for the lot!! That's right, absolutely not one red cent!! As well, he is allowed by Humana to remain with his own physician who is a part of their network and go to the same hospital and labs that he always has - all part of their network, as well. And the monthly cost to him is $30 to be on their Advantage Plan. That's it and he's one happy camper. He's got nothing but the highest praise for Humana and wouldn't touch Obamacare with a ten-foot pole!! Doesn't have to, either, as long as he's on Humana Medicare Advantage Plan. If you want to call it that, the one "catch" to getting his meds through Humana is that with his doctor's full approval, he now is accepting the generic equvilant of each brand name med he'd been taking - the generics are every bit as good, as potent and as serviceable as the brand name drugs in every case. Again, these changes were all approved by his own doctors. It sure sounds like one hell of a good way to go - to me, anyway.
Ian